SMME Banking & Credit
Trading accounts, digital credit applications, and flexible lending for small businesses, tuckshops, salons, car washes, and more.
Learn MoreIf you run a small business – a tuckshop, salon, car wash, takeaway, tavern, daycare, tailoring business, or delivery hustle – eKash helps you access banking and credit without confusion, hidden costs, or paperwork headaches.
Getting finance in South Africa is tough. eKash was built to change that.
We use digital tools to make credit simpler, clearer, and more accessible – while still being responsible and compliant.
Everything you need to bank smarter, access credit responsibly, and keep your business moving forward.
Open a business account with ease and low-cost management fees. No complicated paperwork, just simple onboarding.
Apply for credit digitally using your phone. No long queues, no running around town, no unnecessary stress.
See exactly what you're signing up for – repayments, fees, and terms explained clearly, with no funny business.
Whether you need working capital, stock money, or short-term support, eKash supports loan products designed around real business needs.
Credit bureau and DebiCheck processes help protect you from over-borrowing and ensure credit is granted responsibly.
Get your money paid out digitally into a secure wallet – no risky cash handling, no delays.
Track your balance, repayments, and history anytime so you always know where you stand.
Your transaction history creates a digital footprint that can help you build trust and access better opportunities over time.
Get reminders and updates so you don't miss payments or important information.
On the ground, ekasi, and in the real economy.
Structured, transparent credit for small businesses needing working capital, stock finance, or short-term support to keep operations running.
Accessible and responsible lending for individuals looking for digital financial solutions without the complexity of traditional banking.
Move beyond cash-only survival mode. Build a digital footprint, access credit, and grow your hustle the right way.
eKash offers tailored digital finance products for different sectors. Find the right fit for your business.
Trading accounts, digital credit applications, and flexible lending for small businesses, tuckshops, salons, car washes, and more.
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Digital funeral accounts, cashless payment collection, burial society integration, and insurance enablement for funeral businesses.
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A digital wallet and FMCG marketplace for informal traders. Pay digitally, buy stock at great prices, and get doorstep delivery.
Learn MoreTwo flexible funding solutions, powered by eBoleka, to unlock working capital when traditional lenders say no.
Funding against verified government purchase orders, with a minimum 30% profit margin — upfront capital to fulfil confirmed contracts when traditional lenders say no.
Unlock cash flow by advancing funds against approved outstanding invoices — up to 80% of invoice value, without the 30–90 day wait.
A digital marketplace with essential products at great prices, delivered straight to your doorstep. Whether you need stock for your spaza shop, supplies for your business, or everyday essentials.
Save time, reduce travel costs, and keep your business running smoothly without leaving your hustle unattended.
Designed for township, urban, peri-urban, and rural businesses. Aligned with South African credit laws and consumer protection.
No expensive smartphone required
Suitable for all SA communities
Designed for informal & semi-formal traders
Aligned with SA credit laws
Get access to simplified banking that understands your reality and respects your hustle.
eKash – banking that works for you, not against you.