eBoleka
POWERED BY eKASH

Fund your contracts and invoices with eBoleka.

eBoleka is eKash's SMME finance platform, giving small and growing businesses access to Purchase Order Finance and Invoice Discounting — unlocking working capital when traditional lenders say no.

eBoleka — SMME finance powered by eKash
WHAT IS eBOLEKA ?

SMME finance, simplified

Two flexible funding solutions designed to unlock working capital for South African SMMEs.

R100k – R50mil

Purchase Order Finance

Funding against verified purchase orders, with a minimum 30% profit margin — upfront capital to fulfil confirmed contracts when traditional lenders say no.

  • Covers 100% of procurement & logistics costs
  • Direct supplier payments for on-time delivery
  • The PO itself is your security — no assets needed
48-hour turnaround
Required documents
  • Government-issued purchase order
  • Supplier quotations
  • Company registration docs
  • Tax clearance certificate
  • Bank confirmation
  • Accounts payable & receivable
How it works
1
ApplyPO submitted via portal
2
Verify24–48hr due diligence
3
AgreementProfit-share signed
4
Suppliers PaidFunds paid directly
5
SettledDelivery complete, profit share paid
R250k – R50mil

Invoice Discounting

Unlock cash flow by advancing funds against approved outstanding invoices — up to 80% of invoice value, without the 30–90 day wait.

  • Keep control of your sales ledger & clients
  • Flexible facility, no long-term contracts
  • Confidential — your clients aren't notified
48-hour turnaround
Required documents
  • Valid invoices approved by client
  • Proof of client acceptance
  • Company registration docs
  • VAT certificate
  • Bank statements
How it works
1
Deliver & InvoiceWork completed, invoice issued
2
SubmitUploaded via secure portal
3
AdvanceUp to 80% paid within 24hrs
4
Client PaysCustomer settles directly
5
Balance SettledRemaining 20% remitted, minus fees

Ready to apply?

Register on eBoleka today and take the next step toward funding your business.